Best Voyager Miles credit cards

Updated July 17, 2026 Fact checkedEditorial integrity

Voyager Miles are Emirates NBD’s flexible travel currency — earn on everything, redeem on any airline or transfer to Skywards and Etihad Guest.

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Why flexible miles beat single-airline miles for some travellers

Voyager Miles never expire while the card is active, book any airline through the portal at 2x earning, and transfer to both Skywards and Etihad Guest at 1:0.75 — flexibility no co-brand can match.

The trade-off is the fee and salary bar: this is a premium product that makes sense at AED 60,000+ annual card spend, where the fee waiver kicks in and the first-year bonus lands in full.

Yajool's top picks at a glance
EEmirates NBDVVoyager Miles
#1Best Voyager Miles card

Emirates NBD Voyager World Elite

Travel Min. salary AED 30,000/mo
Yajool Editor’s Rating ?Card Rating is based on the opinion of Yajool’s editors and is not influenced by the card issuer.4.5 / 5Go to review

Our take: A premium proprietary-miles card with a huge first-year bonus and flexible airline transfers.

Heads up: Note the 3.14% foreign-currency fee — unusually high for a premium travel card.

Annual fee

AED 1,575/year
Offer
Welcome offer150,000 Voyager Miles
How to unlockSpend AED 70,000 · 3 statements

Rewards rate

2xEarn 2 Voyager Miles per AED 1 booked via the Voyager travel portal.
1.5xEarn 1.5 Voyager Miles per AED 1 on international spend.
1xEarn 1 Voyager Mile per AED 1 on everything else.

Key benefits

Foreign fees3.14%
Lounge accessUnlimited
Installments0% for 12 months
Apply now

Why we chose it

A premium proprietary-miles card with a huge first-year bonus and flexible airline transfers.

Pros

  • Huge 150,000-mile first-year welcome bonus
  • Miles transfer to Skywards and Etihad Guest
  • Unlimited lounge access with one guest
  • 2x earning through the Voyager portal

Cons

  • AED 1,575 annual fee unless you spend AED 60,000+
  • High 3.14% foreign transaction fee
  • AED 30,000 minimum salary
Annual feeAED 1,575
Minimum salaryAED 30,000/month
Foreign transaction fee3.14%
0% installment planUp to 12 months
Lounge accessUnlimited, worldwide
Welcome offer150,000 Voyager Miles · Spend AED 70,000 · 3 statements
Interest rate3.29% per month
NetworkMastercard World Elite
EEmirates NBDEEmirates Skywards
#2Best Emirates-focused alternative

Emirates NBD Skywards Infinite

Travel Min. salary AED 15,000/mo
Yajool Editor’s Rating ?Card Rating is based on the opinion of Yajool’s editors and is not influenced by the card issuer.4.7 / 5Go to review

Our take: Strong for Emirates flyers who want Skywards Miles, lounge access and low foreign transaction fees.

Heads up: The boosted miles apply to Emirates flights only; everything else earns at the base rate, capped at 5,000 bonus miles a month.

Annual fee

AED 900AED 0/year
First year waived
Offer
Welcome offer40,000 Skywards Miles
How to unlockSpend USD 25,000 · 3 statements

Rewards rate

2xEarn 2 Skywards Miles per USD 1 on Emirates flights booked direct.
1.5xEarn 1.5 Skywards Miles per USD 1 on dining worldwide.
1.25xEarn 1.25 Skywards Miles per USD 1 on international spend.
1xEarn 1 Skywards Mile per USD 1 on all other purchases.

Key benefits

Foreign fees2%
Lounge accessUnlimited
Installments0% for 12 months
1st year valueAED 8,500
Apply now

Why we chose it

Strong for Emirates flyers who want Skywards Miles, lounge access and low foreign transaction fees.

Pros

  • First-year annual fee waived (AED 900 value)
  • Tiered welcome bonus worth up to 65,000 Skywards Miles
  • Unlimited lounge access via Visa Airport Companion
  • Strong earning on Emirates flights
  • Complimentary golf, cinema and valet benefits
  • Skywards Silver tier while the card is active
  • Clear, transparent minimum salary requirement

Cons

  • Annual fee becomes AED 900 after the first year
  • Best value depends on flying Emirates frequently
  • Rewards are less flexible than transferable bank points
  • Monthly earning capped at 5,000 bonus miles
  • AED 15,000 minimum salary excludes some applicants
  • Interest applies if you carry a balance — pay in full to avoid
Annual fee (year 1)AED 0 — waived
Annual fee (year 2+)AED 900
Minimum salaryAED 15,000/month
Foreign transaction fee2%
0% installment planUp to 12 months
Lounge accessUnlimited, worldwide
Welcome offer40,000 Skywards Miles · Spend USD 25,000 · 3 statements
Interest rate3.5% per month
Earning cap5,000 / month
NetworkVisa Infinite

Frequently asked questions

No — miles stay valid as long as the card account is active, unlike Skywards Miles which lapse after three years.

Yes — to Emirates Skywards and Etihad Guest at 1:0.75, or redeem directly against any airline booking through the Voyager portal.

Yes — spend AED 60,000+ on the card in a year and the AED 1,575 fee is waived at renewal.

How we chose these cards

Yajool's editors score every UAE card on the same four pillars — rewards value, travel benefits, fees & costs, and eligibility. Category winners are re-checked monthly against current public offers. Read our full ratings methodology and see how the top pick performed in our Skywards Infinite editorial review.

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