RAKBANK World Credit Card

Updated July 15, 2026

Earn 15,000 RAK Rewards

Yajool Editor’s Rating ?4.4 / 5
Apply now

Rewards rate

4xEarn 4x rewards on travel and airline purchases.
2xEarn 2x rewards on dining and restaurants.
1xEarn 1x rewards on all other purchases.
Intro offer 15,000 RAK RewardsSpend AED 3,000 · 2 statements
Annual fee AED 0
Regular APR 3.25% / month
Min. salary AED 3,000per month

The cards we feature here are from partners who compensate us when you are approved through our site, and this may impact how or where these products appear. Our analysis and opinions are entirely from our editorial team. Terms apply to the offers listed on this page. Please view our advertising policy and product review methodology for more information.

Rates and fees

Annual fee (year 1)
AED 0 — waived
Annual fee (year 2+)
AED 0
Minimum salary
AED 3,000/month
Foreign transaction fee
None
0% installment plan
Up to 6 months
Welcome offer
15,000 RAK Rewards · Spend AED 3,000 · 2 statements
Interest rate
3.25% per month
Earning cap
2,000 / month
Network
Mastercard World

Pros and cons

Pros
Cons
  • No annual fee — ever
  • 15,000 RAK Rewards welcome bonus
  • 4x rewards on travel and airlines
  • 2x rewards on dining
  • No foreign transaction fees
  • Low AED 3,000 minimum salary
  • No complimentary lounge access
  • Lower reward rates than premium travel cards
  • Welcome bonus requires AED 3,000 spend in 60 days
  • Rewards less flexible than transferable points
  • Interest applies if you carry a balance

Frequently asked questions

Does the RAKBANK World card have an annual fee?+

No — it is free for life.

What is the minimum salary?+

AED 3,000 per month, one of the lowest in the UAE.

RAKBANK World Credit Card
15,000 RAK Rewards
at RAKBANK’s secure site. Terms apply. See rates & fees
Apply now
Daily newsletter

Reward your inbox with the Yajool Daily newsletter

Join thousands of readers for breaking news, in-depth guides and exclusive UAE card deals from Yajool’s experts.

Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank or card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.