RAKBANK World Credit Card
Earn 15,000 RAK Rewards
Rewards rate
4xEarn 4x rewards on travel and airline purchases.
2xEarn 2x rewards on dining and restaurants.
1xEarn 1x rewards on all other purchases.
Intro offer 15,000 RAK RewardsSpend AED 3,000 · 2 statements
Annual fee AED 0
Regular APR 3.25% / month
Min. salary AED 3,000per month
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Rates and fees
- Annual fee (year 1)
- AED 0 — waived
- Annual fee (year 2+)
- AED 0
- Minimum salary
- AED 3,000/month
- Foreign transaction fee
- None
- 0% installment plan
- Up to 6 months
- Welcome offer
- 15,000 RAK Rewards · Spend AED 3,000 · 2 statements
- Interest rate
- 3.25% per month
- Earning cap
- 2,000 / month
- Network
- Mastercard World
Pros and cons
Pros
Cons
- No annual fee — ever
- 15,000 RAK Rewards welcome bonus
- 4x rewards on travel and airlines
- 2x rewards on dining
- No foreign transaction fees
- Low AED 3,000 minimum salary
- No complimentary lounge access
- Lower reward rates than premium travel cards
- Welcome bonus requires AED 3,000 spend in 60 days
- Rewards less flexible than transferable points
- Interest applies if you carry a balance
Frequently asked questions
Does the RAKBANK World card have an annual fee?+
No — it is free for life.
What is the minimum salary?+
AED 3,000 per month, one of the lowest in the UAE.
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Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank or card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.