Mashreq Cashback Credit Card
Earn Up to AED 1,250 Cashback
Rewards rate
5%Earn 5% cashback on groceries and supermarkets.
2%Earn 2% cashback on fuel and utility bills.
1%Earn 1% cashback on all other purchases.
Intro offer Up to AED 1,250 CashbackSpend AED 5,000 · 2 statements
Annual fee AED 0from year 2
Regular APR 3.45% / month
Min. salary AED 5,000per month
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Rates and fees
- Annual fee (year 1)
- AED 0 — waived
- Annual fee (year 2+)
- AED 350
- Minimum salary
- AED 5,000/month
- Foreign transaction fee
- None
- 0% installment plan
- Up to 6 months
- Lounge access
- 2 visits / year
- Welcome offer
- Up to AED 1,250 Cashback · Spend AED 5,000 · 2 statements
- Interest rate
- 3.45% per month
- Earning cap
- 1,250 / month
- Network
- Mastercard World
Pros and cons
Pros
Cons
- First-year fee waived (AED 350 value)
- Up to AED 1,250 welcome cashback
- 5% cashback on groceries
- Strong everyday categories — fuel & utilities
- No foreign transaction fees
- Low AED 5,000 minimum salary
- Fee becomes AED 350 after year one
- Cashback capped at AED 1,250 a month
- Lounge access limited to 2 visits a year
- Value depends on your category spend mix
- Interest applies if you carry a balance
Frequently asked questions
What is the minimum salary for the Mashreq Cashback card?+
AED 5,000 per month.
Is there a cap on cashback?+
Yes, cashback is capped at AED 1,250 per month.
Mashreq Cashback Credit Card
Up to AED 1,250 Cashback
at Mashreq’s secure site. Terms apply. See rates & fees
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Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank or card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.