Mashreq Cashback Credit Card

Updated July 15, 2026

Earn Up to AED 1,250 Cashback

Yajool Editor’s Rating ?4.6 / 5
Apply now

Rewards rate

5%Earn 5% cashback on groceries and supermarkets.
2%Earn 2% cashback on fuel and utility bills.
1%Earn 1% cashback on all other purchases.
Intro offer Up to AED 1,250 CashbackSpend AED 5,000 · 2 statements
Annual fee AED 0from year 2
Regular APR 3.45% / month
Min. salary AED 5,000per month

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Rates and fees

Annual fee (year 1)
AED 0 — waived
Annual fee (year 2+)
AED 350
Minimum salary
AED 5,000/month
Foreign transaction fee
None
0% installment plan
Up to 6 months
Lounge access
2 visits / year
Welcome offer
Up to AED 1,250 Cashback · Spend AED 5,000 · 2 statements
Interest rate
3.45% per month
Earning cap
1,250 / month
Network
Mastercard World

Pros and cons

Pros
Cons
  • First-year fee waived (AED 350 value)
  • Up to AED 1,250 welcome cashback
  • 5% cashback on groceries
  • Strong everyday categories — fuel & utilities
  • No foreign transaction fees
  • Low AED 5,000 minimum salary
  • Fee becomes AED 350 after year one
  • Cashback capped at AED 1,250 a month
  • Lounge access limited to 2 visits a year
  • Value depends on your category spend mix
  • Interest applies if you carry a balance

Frequently asked questions

What is the minimum salary for the Mashreq Cashback card?+

AED 5,000 per month.

Is there a cap on cashback?+

Yes, cashback is capped at AED 1,250 per month.

Mashreq Cashback Credit Card
Up to AED 1,250 Cashback
at Mashreq’s secure site. Terms apply. See rates & fees
Apply now
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Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank or card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.