FAB Standard Credit Card

Updated July 15, 2026

FAB Standard Credit Card

Yajool Editor’s Rating ?4.1 / 5
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Rewards rate

2xEarn 2x points at supermarkets.
1xEarn 1x points everywhere — points never expire and redeem against your statement.
Annual fee AED 150
Regular APR 3.09% / month
Min. salary AED 5,000per month

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Rates and fees

Annual fee
AED 150
Minimum salary
AED 5,000/month
Foreign transaction fee
2.99%
0% installment plan
Up to 6 months
Welcome offer
None
Interest rate
3.09% per month
Network
Visa Classic

Pros and cons

Pros
Cons
  • Low, predictable AED 150 fee
  • Simple flat rewards on everything
  • Points never expire
  • Low AED 5,000 minimum salary
  • 0% installment plans
  • No bonus-spend hurdles
  • No welcome bonus
  • No first-year value boost
  • 2.99% foreign transaction fee
  • No lounge access
  • Lower rewards than premium cards
  • Interest applies if you carry a balance

Frequently asked questions

Does the FAB Standard card have a welcome bonus?+

No — it is a simple card with flat everyday rewards and no intro offer.

FAB Standard Credit Card
Best simple everyday card
at FAB’s secure site. Terms apply. See rates & fees
Apply now
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Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank or card issuer, and have not been reviewed, approved or otherwise endorsed by any of these entities.